MEMBER AND SUBSCRIBER INSTRUCTIONS

A.    Michigan Workers' Compensation Placement Facility (“MWCPF”) Member

Chapter 23 of the Michigan Insurance Code requires every insurer licensed to write workers’ compensation insurance in Michigan to become a member of the MWCPF.  To become a MWCPF member, please:

1. Review the MWCPF Plan of Operation and have an authorized official sign and submit the MWCPF Membership Acceptance Agreement.
2. Complete and submit the MWCPF Member Contact Information Sheet.
3. Submit a copy of the requesting insurance carrier’s Certificate of Authority to write workers’ compensation insurance from the Michigan Department of Insurance and Financial Services. 

Please complete and submit items A.1., A.2. and A.3. above according to paragraph D. below.

B.    Compensation Advisory Organization Of Michigan (“CAOM”) Subscriber

Section 6.1 of the CAOM Bylaws requires every insurer licensed to write workers’ compensation insurance in Michigan that is not a member of CAOM to become a subscriber to the basic services of CAOM, as described in Section 7.1 of the CAOM Bylaws.  To become a CAOM subscriber, please:

1. Review the CAOM Bylaws and have an authorized official sign and submit the CAOM Subscriber Acceptance Agreement. 
2. Complete and submit the CAOM Member/Subscriber Contact Information Sheet. 

Please complete and submit items B.1. and B.2. above according to paragraph D. below.

C.    Compensation Advisory Organization Of Michigan (“CAOM”) Member

Every CAOM subscriber may choose to become a member of CAOM. CAOM membership entitles you to experience rating data, CAOM’s pure premium publication, and other services. To become a CAOM member, all underwriting companies within a carrier group must be a registered CAOM member. If you choose to become a CAOM member, please:

1. Review the CAOM Bylaws and have an authorized official sign and submit the CAOM Membership Acceptance Agreement. 
2. Update and submit the CAOM Member/Subscriber Contact Information Sheet. 
3. Submit a check for the $250 annual membership fee made payable to Compensation Advisory Organization of Michigan.

Please complete and submit items C.1., C.2. and C.3. above according to paragraph D. below.

D.    Submission Options

               Please submit completed information via email, mail, or fax to:                                   

E.    Obtain Username and Password

Once all required information above is submitted and accepted, please register your username and password to access your company’s assessment invoices.

For further assistance, please contact Customer Service at (734) 462-9600, extension 264, or send an email with “CAOM/MWCPF Membership” in the subject line to service@caom.com.